Bank and Credit System

The Bank & Credit mod introduces a fractional-reserve banking system to enhance your Farming Simulator experience. Manage your finances by borrowing money, handling debt, and expanding your credit capacity through effective farming.

Key Features:

• Three loan types: Annuity, Bullet, and Revolving.
• Credit scoring based on DSCR and LTV metrics.
• Five risk levels with transparent rate breakdowns.
• Asset haircuts by category, affecting borrowing limits.
• Comprehensive loan detail views and bank health dashboards.
• Settings for starting capital, leverage ratio, and more.
• Compatible with FS25_Invoices and FS25_RedTape.

This mod replaces the standard loan system, automatically clearing any existing balances at game start. Access the bank via the dedicated tab in the InGame Menu (ESC).

For issues and suggestions, visit: GitHub